What We Do

Here to Help You Plan for Your Future!


For the past 22 years, I've been a trusted partner to families, business owners, and individuals seeking clarity and security in their insurance and retirement planning. From understanding your life insurance options to building a solid retirement strategy, I provide reliable, easy-to-understand guidance and support. You're not just a client; you're someone I care about, and I'm committed to delivering personalized service that truly addresses your individual goals.

My BBB accreditation reflects my promise to operate ethically and ensure your peace of mind. Being a six-year consecutive member of the Million Dollar Round Table (MDRT), a globally recognized association for leading financial professionals who meet rigorous standards of knowledge, ethics, and client care, assures you that you're working with an experienced and reputable advisor. My greatest satisfaction comes from helping you feel financially secure and ready for whatever the future holds.

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Locally Owned and Operated Insurance Advisor


As an independent broker, I collaborate with a wide range of top-tier companies to provide you with a variety of coverage options. This allows me to thoroughly evaluate your individual circumstances and identify the most suitable insurance solutions to protect your assets from financial risks associated with unforeseen events.


My primary focus is to address your specific needs with the most effective plan available. I am committed to delivering outstanding customer service and cherish the relationships I cultivate with my clients.

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Nicole's Background


A graduate of James Madison University (2002) with a Business Administration degree in Marketing, Nicole began her insurance career with AIG in 2003. In 2018, she launched her own company in hopes of developing a more customizable approach to life insurance and retirement needs. Throughout her career, Nicole has consistently been recognized as a leader in the industry, earning invitations to prestigious national conferences and councils. For the past six years, she has proudly held membership in the Million Dollar Round Table (MDRT), a global standard of excellence for financial professionals who demonstrate exceptional knowledge, ethics, experience, and client care. With 22 years dedicated to insurance and retirement planning, Nicole brings a wealth of expertise to her clients. Active in the local community,  Nicole has also served on the Board and the Executive Committee of the Alleghany Highlands Chamber of Commerce and is an active member of both the Clifton Forge Elks and Covington Moose Lodges. Currently, she is on the board at Mountain Gateway Community College Educational Foundation .


Beyond her professional achievements, Nicole is married to her husband, David Groseclose, who is also an insurance advisor. They are the parents of an 18-year-old daughter, Kate. In their free time, Nicole and her family enjoy kayaking, camping, hiking, traveling, exercising, and spending time with loved ones.